
About Morvinandan Collections and Recoveries
10+ Years of experience of team members
Morvinandan Collections and Recoveries is a professionally managed debt collection and recovery agency, registered under GST, and based in Purnia, Bihar. Led by Proprietor Mr. Sanjay Kumar, the firm specializes in ethical, compliant, and result-oriented recovery services for banks, NBFCs, and financial institutions.
With a strong focus on vehicle loan and retail loan recoveries, we combine structured field operations, legal recovery mechanisms, and customer-centric engagement to ensure effective resolution of overdue accounts. Our approach is rooted in transparency, respect for borrowers, and strict adherence to regulatory guidelines.
Backed by a team having over 10 years of combined experience with reputed organizations such as Tata Finance, Axis Bank, Mahindra Finance, Bajaj Finance, ICICI Bank, and IDFC FIRST Bank, we possess deep expertise in handling early, mid, and hard bucket portfolios, including high-risk and NPA accounts.
Our strength lies in on-ground intelligence, skip tracing capability, settlement negotiation, repossession coordination, and legal process support. We have hands-on experience across rural, semi-urban, and urban regions, supported by a strong local network in Bihar and select districts of Jharkhand.
At Morvinandan Collections and Recoveries, we believe that successful recovery is built on professionalism, ethics, and trust. Our mission is to maximize recovery efficiency while preserving customer dignity and safeguarding our clients’ reputation.

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